Which Medical card should I choose? Why Great Eastern Smart Medic (SM) Card

 

There are lots of medical card in the market. Why Great Eastern Smart Medic is the best of all?

1. Great Eastern SM is guaranteed renewal and non-cancelable. Not all company have this features which they have right to terminate your policy if you are claim too much or you are to risky for the company to insured. With Great Eastern your will be with us forever as long as your policy is inforce and we are obligated to provide the protection

2. We have the best private hospitals in Malaysia for you medical treatment.

3. We will gives you bonuses if you didn’t make any claim in a year.
E.g.: Mr. X attained age 30 bought SM100, Initial Overall Annual Limit RM60k, Overall Lifetime Limit RM480k.
1st – 5th policy year No claim Annual Limit increase by RM6k to RM66k from 6th policy year
6th – 10th policy year 2 claims Annual Limit maintain at RM66k from 11th policy year
11th – 15th policy year No claim Annual Limit increase by RM6k to RM72k from 16th policy year
16th – 20th policy year No claim Annual Limit increase by RM6k to RM78k from 21st policy year

4. If you are diagnosed with Critical Illness, your premium will be paid by Great Eastern. No more payment from you is needed. If you pay for your kids insurance, Great Eastern also paid the premium for them as long as you are the payor for their policy. No payment but you and family still under coverage by Great Eastern.

5. Claim for Cancer Treatment and Kidney Dialysis are as charge with lifetime limits. Many of our competitor they set a very low limit on this and what happen is if you are diagnose of Cancer or Kidney dicease, you'll finish the limit very fast and you can only depend on your Critical Illness claim to further the medical treatments. Eg. According to our calculation, based on the current kidney dialysis rate, our smart medic can last for a lifetime !

6. Great Eastern SM is our own product. Handle and manage by us. Our competitor use third party company to manage medical card operation. You know if too many party participant in your claim process, error and delay will happen.

7. Great Eastern SM have the best and big limit coverage, up to RM1.6 Million/lifetime and coverage until 80 years old.

8. Great Eastern been in Malaysia since 1908 and trusted by many. Not many company survived from 1908 till today. We are the largest insurance company in Malaysia with RM38 billion in asset. So, when you need protection you look for the strongest company,right? because you would experience the best service from us.